For Credit Unions & Leagues
The consortium model fits the movement's structure natively:
- A league operates the validator set; member credit unions are named accounts with their own permission trees.
- Shared branching and member-to-member settlement become intra-chain transfers — instant, auditable, fee-free at the member level.
- Smaller institutions inherit enterprise-grade custody — multisig, key rotation, HSM-backed keys — without building any of it.
- Deposits stay home: league- or CU-issued tokenized dollars on Metal Dollar rails give members modern money movement while the funding stays on member balance sheets.
The economics and primitives are the same as the banks case — the governance shape (league as operator, members as participants) is what makes it especially natural here.